Hi, I'm Raymond, and I remember lacking confidence I’d ever become a homeowner. Less than desirable credit, huge debt, and starting a new job with a family of five that included a newborn made it seem like there was no way out. Finally getting the key to our own home brought a sense of accomplishment, pride, and relief. Now, based in our Bothell, WA branch, my goal is to help you feel the same joy of achieving your homeownership dreams.

As part of America’s #1 Retail Mortgage Lender, whether you’re a first-time homebuyer, a real estate investor, looking to refinance, or remodeling your home, you can be confident that our team will take care of you from start to finish. We’ll provide attention to detail, communication, and complete transparency at every stage. With a multitude of mortgage programs to fit your goals and dreams, I would be honored to help you explore your options and be the one to help you and your family feel the joy of closing I felt many years ago.