CrossCountry Mortgage logomark

Heather Craig

Loan Officer

Delray Beach, FL Mortgage Lender

NMLS #325921

Awards

About Heather

I'm Heather, a mortgage professional serving as part of America’s #1 Retail Mortgage Lender in Delray Beach, FL. As a South Florida native who grew up in Key Biscayne with over 30 years of experience in home financing, I understand the changing tides of the real estate market. I’ve helped a wide range of clients navigate through the latest mortgage programs while securing low closing costs. By making every mortgage feel like a win, I earned a spot on Mortgage Professional America (MPA)’s Elite Woman list in 2022 — further proof that I get it done.

Whether you’re restructuring your current mortgage, buying your first home, financing an addition, planning your retirement, purchasing that special vacation home, or investing in real estate, I can get you to the finish line on time and on budget. From conventional and jumbo to FHA, USDA, and CCM’s Signature Series programs, I’ll discuss each product available and guide you in the right direction. Are you ready to seal the deal? Let’s start your home financing journey today!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 954-684-7637