Headshot of Jay Mulholland

Jay Mulholland

Sales Manager

Elgin, IL Mortgage Lender

NMLS #413026

Adress
374 North McLean Blvd.
Elgin, IL 60123
Contact Methods
Email
tel Phone
847-796-6200
mobile Mobile
(847) 525-7818
fax Fax
847-660-2190
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Jay

Hi, I’m Jay Mulholland, and with over 30 years of experience, I’ve dedicated my career to helping people achieve the American Dream of homeownership. I believe that knowledge and excellent service are the foundation of being a successful loan consultant, but what matters most is understanding my clients’ individual goals.

I work hardest at developing that trust and understanding, so my clients can have a positive experience throughout the homebuying process. My goal is to be their mortgage consultant for life. I proudly serve clients in Elgin, IL through America’s #1 Retail Mortgage Lender, where I can offer a range of programs tailored to help you achieve your homeownership goals.

Outside of work, I’ve lived in the Elgin area for over 35 years with my wife, Joy. We’ve raised three children and now enjoy spending time with our two grandchildren. I volunteer with two local community organizations, and I love camping, hiking, and the challenge of a good trivia question—especially from Jeopardy!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

James Mulholland was professional, quick to respond when we had questions or concerns and very personable. We couldn't be happier with our experience with James and with CrossCountry Mortgage.
Michael B.
Great feedback throughout the entire process!
Marie F.
Mr. Mulholland is a true professional. He was knowledgeable and informative, and always kept me up to date in what was going on with the process. He was efficient and helpful throughout all phases of the application. Excellent customer service!
Michael F.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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