Headshot of Julie Ozanich

Julie Ozanich

Loan Officer, Mortgage Expert

Gaylord-Hansen Team

NMLS #479603

Adress
9255 Towne Centre Drive, Suite 950
San Diego, CA 92121
Contact Methods
Email
tel Phone
619-260-2036
mobile Mobile
(858) 204-1254
fax Fax
619-260-2036
Apply Now

Awards

BBB Accredited Business A+
Scotsman Top Women Originators
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Julie

Hi, I’m Julie, and growing up in Sacramento, California, I learned the value of hard work while helping out at my mother’s beauty salon. My mortgage career started as a receptionist, and over 30 years, I’ve worked my way up through the ranks, developing strong relationships with clients and providing them with the smooth home financing process they deserve.

Every borrower’s financial situation is unique, and I take the time to review your options to find the best solution for your personal goals. Whether you’re considering conventional, jumbo, FHA, VA, or another type of loan, we’ll develop a financing plan that’s tailored to your needs.

As part of the San Diego, CA team with America’s #1 Retail Mortgage Lender, I’m known for my proactive communication and commitment to ensuring a smooth closing. Whether this is your first mortgage or your ninth, I look forward to helping you achieve your homeownership goals.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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