Headshot of Michael Caras

Michael Caras

Sr. Loan Officer

Peabody, MA Mortgage Lender

NMLS #1489370

Adress
474 Lowell Street, Store #10
Peabody, MA 01960
Contact Methods
Email
tel Phone
978-955-2328
mobile Mobile
(978) 979-8372
fax Fax
978-955-2328
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Michael

Hi, I'm Michael. My business is defined by the quote, “Homeownership is the cornerstone to a strong community.” I take pride in giving back through home financing and various car events tied to charities close to my heart. Whether you're a first-time homebuyer or finding a new place to call home, I'm dedicated to helping you every step of the way.

From the start, I'll listen to your goals and circumstances. If you're a first-time homebuyer, I'll walk you through the loan process and answer your questions. For those with previous mortgages, we'll discuss new products like conventional, jumbo, FHA, and VA programs to fit your needs.

From our first discussion to closing day, I look forward to providing you with an outstanding mortgage experience. Let's achieve your homeownership goals together with America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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