Headshot of Rick Heard

Rick Heard

VP of Residential Lending/Loan Officer

Rick Heard Team

NMLS #306317

Adress
2321 Rosecrans Avenue, Suite 1290
El Segundo, CA 90245
Contact Methods
Email
tel Phone
310-350-1994
mobile Mobile
(310) 350-1994
fax Fax
424-277-9485
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Rick

Hi, I’m Rick, and you can always expect to have an excellent experience with me! I offer personalized service, taking the time to sit down with each client to discuss the loan programs that fit their situation. My goal is to ensure clients leave confident that they’ve selected the best loan for their needs.

From our first conversation to closing, I’ll also assist in completing the application, making the loan process as painless as possible. I look forward to helping you achieve your homeownership goals in El Segundo, CA with America’s #1 Retail Mortgage Lender.

Born in Northern California, I attended Saint Monica’s High School and earned a degree in Business Administration from Loyola Marymount University. I’ve lived in Hermosa Beach since 1980, and when I’m not working, you’ll find me at the gym, the beach, or golfing.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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