Hi, I’m Rick!

After serving in the US Navy Submarine Force, I transitioned into a career as a Sales Leader and Entrepreneur. Over the past 30 years, I’ve built a successful career as a loan officer, business owner, and trainer in the mortgage and financial services industry. I’m passionate about helping clients achieve homeownership and build lasting wealth through real estate—the most powerful wealth-building tool in America.

As part of America’s #1 Retail Mortgage Lender, I specialize in a variety of loan programs, including VA, FHA, Conventional, Jumbo, and Portfolio Loans for the self-employed, asset-based loans with no income verification, 1099 earners, bank statement loans, reverse purchase or cash-out mortgages, and investment options. I provide tailored solutions for your unique needs.

I’m committed to ongoing education, staying current on mortgage planning and sales to ensure you receive the best advice. Whether you’re a first-time homebuyer, refinancing, or expanding your investment portfolio, I’ll guide you every step of the way to ensure a smooth process.

Beyond my work, I support the Joshua Chamberlain Society, which adopts fallen and wounded military heroes and their families, and I’m an advocate for the Veteran’s Community Project, which offers transitional housing and training to help veterans reintegrate. I’m also a certified Homes for Heroes Mortgage Consultant, giving back to heroes, first responders, medical professionals, and teachers.

I’m a family man—married with four sons, two of whom are Navy veterans, and two grandsons. My life is built on service, integrity, and helping others succeed.

Let’s make your homeownership dreams a reality. Contact me today, and let’s start building your future—one home at a time!