Headshot of Mike Fotia

Mike Fotia

Sr. Loan Officer

Rockaway, NJ Mortgage Lender

NMLS #220336

Adress
200 Mineral Springs Road Suite 205
Rockaway, NJ 07866
Contact Methods
Email
mobile Mobile
(908) 538-5311
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Mike

Hi, I’m Mike. Drawing from my Military background in the U.S. Navy, I uphold a work ethic rooted in core values: honor, courage, and commitment. Of these, my commitment stands out the most. I’m dedicated to providing a level of service that is unmatched in the mortgage industry in Rockaway, NJ. I’ll walk you through each step of the mortgage process, answer your questions, and keep you up to date on your loan’s status. From start to finish, I want to instill confidence that your mortgage is moving smoothly to closing.

Whether you want to buy a home, refinance, or renovate, I offer a variety of loan programs to fit your goals. I specialize in conventional, VA, FHA, and USDA programs, allowing me to simplify the specifics of each option so you can make the right choices for your future. I look forward to starting the process and helping you achieve your homeownership dreams with America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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