Headshot of James Saville

James Saville

Loan Officer

Santa Cruz, CA Mortgage Lender

NMLS #265156

Adress
133 Mission Street, Suite 210
Santa Cruz, CA 95060
Contact Methods
Email
tel Phone
831-600-1582
mobile Mobile
(831) 535-3954
fax Fax
831-600-1582
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About James

Hi, I’m James, and with 19 years of experience in the mortgage industry, I’ve helped hundreds of families achieve their homeownership dreams and played a key role in helping build generational wealth through real estate investments.

Known for my exceptional communication skills and deep understanding of the mortgage industry, I provide tailored solutions that meet my clients’ unique needs. I’m committed to delivering the highest level of customer service and will work tirelessly to ensure your goals are met.

As part of the Santa Cruz, CA team at America’s #1 Retail Mortgage Lender, I’m here to help you make informed decisions about your financial future. From our first conversation to closing, I’ll offer education on the mortgage process, answer your questions, and provide personal guidance every step of the way. With my wealth of experience and expertise, I’ll be your trusted advisor in navigating the complexities of mortgages and real estate. I can’t wait to help you achieve your dreams!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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