Headshot of Jean Adams

Jean Adams

Sr. Mortgage Advisor

Santa Cruz, CA Mortgage Lender

NMLS #254384

Adress
133 Mission Street, Suite 210
Santa Cruz, CA 95060
Contact Methods
Email
tel Phone
831-600-4712
mobile Mobile
(408) 250-4550

Awards

About Jean

Hi, I’m Jean, and helping others has always been my passion—both personally and professionally. With over 30 years of experience in home lending and financing, I can confidently guide and educate you throughout the home loan process. From application to closing, my goal is to exceed your expectations with the highest level of service.

Whether this is your first home, next home, or a refinance, I’m here to simplify home financing. I’ll answer your questions, keep you updated on your loan’s status, and ensure you feel confident that your mortgage is moving smoothly to closing. Fluent in Spanish, I can assist clients regardless of language.

As part of the Santa Cruz, CA team with America’s #1 Retail Mortgage Lender, I offer a wide range of loan products, including conventional, jumbo, FHA, VA, reverse mortgages, and first-time homebuyer programs. Together, we’ll develop a mortgage plan tailored to your needs so you can make an informed decision with confidence.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 831-600-4712