Headshot of Chris Hoss

Chris Hoss

Branch Manager

Team Hoss

NMLS #933997

Adress
116 East Main Street
St. Charles, IL 60174
Contact Methods
Email
tel Phone
630-884-0030
mobile Mobile
(630) 546-6150
fax Fax
630-884-0031
Apply Now

Awards

Scotsman Guide 2024 Top Originator Award
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Chris

Hi, I’m Chris, and for the better part of 15 years, I’ve dedicated myself to improving the lives of my clients. Whether I’m counseling first-time homebuyers or coaching existing clients on how to improve their financial situation, I take pride in giving personalized attention to each and every client. Most importantly, I truly listen to my clients, offering them respect and understanding, which is essential for building lasting relationships.

My commitment to clear communication throughout the loan process helps put my clients at ease, ensuring a seamless, transparent experience. I also believe in making the mortgage journey an educational opportunity for their future. I’m excited to help you achieve your homeownership goals and provide you with a smooth and supportive experience.

With the backing of America’s #1 Retail Mortgage Lender, I’m proud to serve clients in St. Charles, IL and offer a wide range of mortgage options. Let’s work together to turn your homeownership dreams into reality!

Specialties

  • Purchase and Refinance
  • HECM Loan
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start Here

The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Chris Hoss made this very easy. We had problems with the seller and their real estate agent, and Chris did everything to make this go smooth on our end. He was professional and polite. If we ever needed a mortgage again, we would call on Chris.
Violet B.
I was very happy with the loan and loan officer at CrossCountry Mortgage.
Derrick C.
I thought buying a house was supposed to be difficult but Chris and his team made it super easy!
Amanda D.
Everything was tip top.
Marcus D.
CrossCountry was very easy to work with. Very professional and thorough. I would recommend CrossCountry to anyone looking for a mortgage. Thanks CC
James W.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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