Headshot of Gina Ramseyer

Gina Ramseyer

Loan Officer

Team Hoss

NMLS #1454735

Adress
116 East Main Street
St. Charles, IL 60174
Contact Methods
Email
tel Phone
630-423-8036
mobile Mobile
(630) 329-6820
fax Fax
630-580-0856
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Gina

Hi, I’m Gina, and I’ve been in the mortgage industry since 2015, starting as a processor before passing my NMLS exam and transitioning to sales! I joined the Hoss Team in 2019, and I’m proud to work with my team to guide clients through their home financing journey. When you work with us, I’ll begin by discussing your specific circumstances to find the mortgage options best suited to you, whether it’s conventional, jumbo, FHA, or VA.

From applying to receiving your keys or completing a refinance, I’ll be there to support you every step of the way. You’ll receive continuous updates on your loan’s progress, and I’ll always be available to answer any questions. I believe that communication promotes confidence, and my goal is to ensure you feel confident throughout the process.

Proudly serving St. Charles, IL with America’s #1 Retail Mortgage Lender, I’m excited to help you make your homeownership dreams a reality!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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