Headshot of Chad Lubben

Chad Lubben

Sr. Loan Officer

The Lubben Group

NMLS #447796

Adress
18716 W Catawba Ave, Suites C & E
Cornelius, NC 28031
Contact Methods
Email
tel Phone
312-731-4939
fax Fax
773-389-2257
Apply Now

Awards

2023 Scotsman Guide Top Originator
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

About Chad

Hi, I’m Chad, a proud multi-million dollar producer with a passion for helping clients achieve their homeownership goals. My small-town Iowa upbringing and commitment to athletics shaped my work ethic, education, and understanding of teamwork.

In 2021, I was ranked nationally as a Scotsman Guide Top Originator and among the Top 1% Mortgage Originators in America by Mortgage Executive magazine. Since 2006, I’ve consistently ranked as a top producer and won numerous achievement awards.

I treat every transaction as if it were my own. With a background in finance, I offer a well-rounded, insightful approach to your mortgage. I have expertise in condo lending, mortgage bond trading, and jumbo lending, but I’m here for all your home financing goals. I’m proud to serve you through America’s #1 Retail Mortgage Lender.

I live outside of Charlotte, NC, in Cornelius with my wife, Kristen, and daughters, Norah, Colet, and Parker. I enjoy watching sports, spending time with family, and volunteering for the March of Dimes.

Specialties

  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • Jumbo Loans
  • Renovation Loans
  • VA Loans
Homeowners in their new kitchen

Get $6,500 in down payment assistance

We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in Chicago, Detroit, and Philadelphia.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

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Inspiration for your home loan journey.

GALLERY

Chad Lubben with his Lender Hard Hat Award

Lender Hard Hat Award Recipient

Chad and his borrowers celebrating at their closing

A Lender You Can Trust

Chad and other CORE Training speakers

CORE Training MEGA Marathon Event

Recent Posts and Articles

Blog

  • A mother and daughter attending virtual events
    Published on

    Our Events

    We are here to assist with home financing needs as well as host fun events for our realtor partners and clients! Learn more about our recent events here.

  • Family sits around coffee table in their living room covered in dinosaurs and discuss the Fed rate cuts.
    Published on

    Fed Rate Cuts 2024: Federal Reserve Cuts Funds Rate

    Learn how the 2024 Fed rate cuts could affect mortgage rates. Explore opportunities for homebuyers and homeowners to benefit from lower interest rates.

  • Woman with laptop on her cell phone prepares for mortgage rates to drop.
    Published on

    Mortgage Rates: How To Prepare For A Drop

    Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.

  • A two-story white house with a vibrant garden exemplifies homeownership and the considerations for the average down payment on a house.
    Published on

    What is the Average Down Payment on a House?

    Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

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