Tim Smith

Scotsman Guide 2024 Top Originator Award

Hi, I’m Tim, and I’m dedicated to making your mortgage a win! I love serving my Memphis, TN community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Tim’s Testimonials

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I understand buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you're financially ready?

We'll make a plan that fits your budget.

Think iffy credit will hold you back?

I've got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We'll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact Me

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Tim team is very very good at there job. They know what to do to keep the process moving in a timely matter. When you need assistance they are more than happy to help even if it means doing all the groundwork.
Lisa W.

Tim and his team are wonderful! I was a nervous wreck and they took time from the first step on to explain everything and they worked hard to ensure you were satisfied and there were no issues with closing! Awesome team, great customer service! And Tim is awesome!! I will definitely recommend to EVERYONE!
Jennifer B.

First time buyer, with no complaints, a great team to work with & knowledgeable
Jackqueline W.

Everyone was polite and concerned with home buying experience
Dorothy S.

My wife and I were VERY please with the way the TIM SMITH TEAM handled our Re-Fi process from beginning to end!
Ronald R.

Regional Manager / Sr. Loan Officer

NMLS #104578

Adress

6263 Poplar Ave, Suite 430
Memphis, TN 38119

Contact Methods

Email: [email protected]
tel Phone: 901-443-9132
mobile Mobile: (901) 230-5457
fax Fax: 901-520-6450

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By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.

Tim Smith